Algemene en Bijzondere Voorwaarden van het Verzekeringscontract
ADAR and ADAR Luxe general terms and conditions
Download the ADAR general terms and conditions
Download the ADAR LUXE general terms and conditions
Cancellation insurance:
For bookings up to 15 000 Euros - Adar Insurance / Groupama
COVER | BENEFIT |
Cancellation due to: | |
Serious illness, death, major home damage, unavailability of accommodation | Rent for unused portion of holidays, limited to €15 000 |
Holiday interruption due to : | |
Serious illness, death, major home damage, unavailability of accommodation | Rent for unused portion of holidays, limited to €15 000 |
For bookings up to 50 000 Euros - Adar Luxe Insurance / Groupama
COVER | BENEFIT |
Serious illness, accident, death, major home damage, lay-off, professional relocation, roadblocks, any complication due to pregnancy until the 28th week | Deposit / down payment + sums due, limited to €50 000 |
Serious illness, death, major home damage, unavailability of accommodation | Rent for unused portion of holidays, limited to €50 000 |
Civil liability insurance:
For bookings up to 15 000 Euros - Adar Insurance / Groupama
Property damage due to fire, an explosion or flooding | Limited to € 500 000 |
Remedy of neighbours and third parties | Up to €450 000 |
Damage to the property or belongings of the owner of the rented accommodation | Limited to €4 000 with €75 deductible |
For bookings up to 50 000 Euros - Adar Luxe Insurance / Groupama
Property damage due to fire, an explosion or flooding | Limited to € 500 000 |
Remedy of neighbours and third parties | Up to €450 000 |
Damage to the property or belongings of the owner of the rented accommodation | Limited to €15000, with a €250 excess |
Contents insurance:
For bookings up to 15 000 Euros - Adar Insurance / Groupama
Other accidental damage caused to property in the inventory and located inside the rented housing (except fittings) and to the real estate belonging to the owner of the rented housing (except rented boats). This cover is for 4 000 euros less a 75 euros excess.
Exclusions applying to cover for contents insurance
- All damages for rent not located in France
- Any damage, theft or disappearance of the Rental company's goods,
- The theft or disappearance of the owner's furniture,
- House cleaning expenses,
- Any losses not involving the tenant's civil liability.
- Any losses to the Tenants property.
- Intentional damage or damage resulting from cigarette burns or from any other type of smoking.
- Damage caused by domestic animals that are the responsibility of the insured.
- All damage due to damp, condensation, mud or smoke.
- Breakdown of equipment available for use by the insured.
- Damage caused to lamps, fuses, lighting tubes, cathode tubes, semiconductors, heating elements and electric blankets.
- The cost of repair, unblocking or replacement of pipe work, taps and fittings attached to water and heating installations.
- Theft of articles left in the courtyards, terraces or gardens.
- Theft of articles left in common areas available for use by several tenants or occupants, except where breaking and entering has occurred.
- Theft or loss of keys to the accommodation.
- Losses occurring while the premises containing the insured articles are wholly occupied by third parties other than the tenant, his employees or people there with his permission.
- Losses as a result of use not in compliance with the rental contract.
- The consequences of contractual undertakings to the extent that they exceed those required of the beneficiary by law.
- Damage incurred by fixtures considered as fittings.
For bookings up to 50 000 Euros - Adar Luxe Insurance / Groupama
Other accidental damage caused to moveable items subject of the inventory and found within the rental accommodation (except deck equipment) and real estate belonging to the owner of the rental accommodation (except rented boat). This cover is available to the limit of 15,000 euros with an excess of 250 euros.
Exclusions applying to cover for contents insurance
- All damages for rent not located in France
- Any damage, theft or disappearance of the Rental company's goods,
- The theft or disappearance of the owner's furniture,
- House cleaning expenses,
- Any losses not involving the tenant's civil liability.
- Any losses to the Tenants property.
- Intentional damage or damage resulting from cigarette burns or from any other type of smoking.
- Damage caused by domestic animals that are the responsibility of the insured.
- All damage due to damp, condensation, mud or smoke.
- Breakdown of equipment available for use by the insured.
- Damage caused to lamps, fuses, lighting tubes, cathode tubes, semiconductors, heating elements and electric blankets.
- The cost of repair, unblocking or replacement of pipe work, taps and fittings attached to water and heating installations.
- Theft of articles left in the courtyards, terraces or gardens.
- Theft of articles left in common areas available for use by several tenants or occupants, except where breaking and entering has occurred.
- Theft or loss of keys to the accommodation.
- Losses occurring while the premises containing the insured articles are wholly occupied by third parties other than the tenant, his employees or people there with his permission.
- Losses as a result of use not in compliance with the rental contract.
- The consequences of contractual undertakings to the extent that they exceed those required of the beneficiary by law.
- Damage incurred by fixtures considered as fittings.
